What You Agree To When You Use zk99

zk99 operates under conditions that vary by jurisdiction. Whether you can open an account, deposit or withdraw depends on the laws and regulations applicable in your location. We do not confirm eligibility for any region we cannot verify as permitted. If local law in Bangladesh restricts

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   or prohibits the type of activity you are attempting, those local rules take precedence over anything stated here. For account-linked wallet transactions — including bKash top-ups, Nagad transfers and Rocket payments — the terms covering those actions sit within your account agreement. Every wallet transaction creates

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   a record tied to your registered account. We use that record for verification, dispute resolution and compliance with any regulatory requests we receive. Altering, misrepresenting or attempting to reverse a wallet transaction in breach of these conditions may result in account suspension pending review. Your account

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   is personal. Sharing access, creating duplicate accounts or acting on behalf of another person without written authorisation is a breach of these terms. We reserve the right to place a hold on account activity while an investigation is open. If a dispute arises, we aim to

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   respond through the contact path outlined in this page. These terms may be updated; the version published here is the current one.

Service availability depends on eligible regions and local law. Users should check local rules before opening an account.